Here are some links that may help:
A USA Government Made Easy site with links to many self help sources.
Help for Difficult Financial Times
Info on Unemployment:
Info for Tenants and Landlords:
Tenants and Landlords: A Practical Guide
Info on budgeting and managing debt:
Michigan Legal Help;
Self help for all sorts of legal matters including; Debts and debt collection, Garnishment, Small Claims, etc.
Michigan Legal Help
Info on obtaining your credit report:
When Mediation can Help you with your Debts:
Mediation can help you settle your debts before they are in the court system or after they are already in the court system. Courts often recommend or order debt collection cases to mediation. Here at the E.U.P. Community Dispute Resolution Center over 75% of mediation cases are for debt-related. In mediation you can voice your concerns and problems as well as what is do-able for you. With a neutral party guiding that conversation, agreement and a solid resolution to your debt is very possible. The mediator will help you and the other party reach an agreement that is affordable and acceptable to everyone.